Half Marathon Prep Part II

Long time, no blog—like REALLY long time! Work deadlines, family visits, a quick trip to Orlando for FUN, and more Holiday cheer ‘round the corner got me feeling like it’s time to get back on track.

Speaking of, my weekly spending reports went right out the window around Thanksgiving(ish) week. But, I am so so so happy to report that despite this lapse, ALL my spending has been withdrawn from ONLY my checking account, Small $ WIN! I do attribute this to the mindset that the previous weeks tracking my spending has put me into—Spend only what is available (i.e. no Savings account dipping!), Save as much as possible, Extra $$ goes to loans. Needless to say, I am going to get back on the spending tracking wagon for the following week!

Meanwhile, in my personal life I’m training for a half-marathon! And so far, mostly so good. At the risk of sounding like a broken record, I continue to recognize the parallels between my health habits (both physical, mental) AND my financial habits. Here are some highlights and lowlights of my training so far based on the goals I initially set out in this post:

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Wisedebther Weekly Spending 11/5/17-11/11/17

It seems I have developed the nasty habit of moving this weekly spending to Monday instead of Sunday as originally intended! In my defense, I ended up working most of Saturday, which meant Sunday was my day for errands, cleaning, and of course chilling. Below is my spending for last week. Don’t mind my horrid handwriting. Normally I would input a neat and orderly table, but I just thought the way the colors lined up was cool—like a rainbow! Maybe that rainbow extends to a debt free land?!

 

I’m proud of last week’s spending—ESPECIALLY where it comes to food. I kept it under $100!!! Little bitty baby steps ! I’ve got a new system down that I’m excited to share in another post entirely.

I did however make 2 money mistakes. The first being that I neglected to follow-up with my 6-month bootcamp class membership. I assumed when the 6 months I was up, Poof! there goes my membership. I was wrong. I was slightly dismayed to see a charge for $144.95 on my credit card. Apparently, if you don’t cancel they start charging you month to month until you give 30 days notice of cancellation—tsk, tsk. I really like the classes though and they are only 2 miles from my house, so hey I gotta make the most of it. I wouldn’t consider the situation ideal by any means, but I’ve been so on top of my spending that I was able to address the issue right away. So, money win? Money lose? Probably something in the middle…

Audible membership ($14.95) was money mistake #2. I put it on “pause” a few months prior as my obsession with podcasts, grew, and GRew, and GREW! However, I forgot about said “pause” and the membership resumed on Saturday…womp womp. I was initially bummed, but seeing that I’m on the waiting list for several podcasts/books at the library, I’m going to take it as another money mishap gone Right!

With the holidays around the corner, I expect it may be difficult to find low spending weeks like these in the near future. This isn’t because I plan to go on a wild holiday spending spree, but I won’t skimp on holiday dinners, nor donations. Also, I still have about $2-3K I hope to pay off by years end. We are hosting both Thanksgiving (my brother + our friend) and Christmas (fiance’s mom and aunt) this year, so boat loads of fun (and $$ stories) to come.

‘Til nex time… Wisedebther to live better xo